Umbrella Insurance in Mobile County, Baldwin County and the Greater Gulf Coast Area

Umbrella Insurance in Mobile County, Baldwin County and the Greater Gulf Coast Area

Umbrellas serve a great purpose by keeping us covered when the rain just will not seem to stop. In the insurance world, an umbrella policy does the exact same thing; in a sense.

An umbrella insurance policy is designed to cover you in the event that your existing policies are either depleted or simply do not cover a certain exposure.

Say you are in a car accident and your current automobile policy is not enough to cover the other driver’s medical bills. This is an unfortunate and stressful situation, and can be a lingering issue that can deal a significant blow to your wallet. However, if you had put an umbrella insurance policy in place this accident would be covered in full and you would have no worries of not being able to afford the other guy’s bills.

Specifically, umbrella insurance policies serve three purposes to provide you even more coverage and more importantly, peace of mind. Umbrella policies can add extra coverage limits to underlying policies, take over when underlying polices have been depleted, and can even provide protection against other claims that are not covered by the underlying policies.

We are here to help! Contact us today and we will help you input the right umbrella insurance policy for you.