Retail Business Insurance in Mobile County, Baldwin County and the Greater Gulf Coast Area
A customized retail insurance plan is designed to keep you and your business protected in the event that your building burns, your point of sale computers are hacked, an employee steals from you or a client pays with a bad check; but it does not end there.
The foundation of a retail insurance plan should always be general liability. This foundation covers those basic risks and accidents such as customers’ injury while in your store, damage to customer property and can also include a vast amount of additional coverage enhancements to fit your needs.
You may not think that owning a retail business would require auto insurance, but in some cases it can be critical coverage. For instance, do your employees deliver goods around town? If so, are they in your personal car? Maybe he or she is in their own car? Is their personal car covered while using it for business? Does my business have liability coverage related to the use of my personal vehicle? All of these questions can be answered in confidence knowing you have a commercial automobile insurance plan in place.
Other coverage retail business owners need to consider when assembling their insurance package include workers’ compensation, employment practices liability, computer hacking or data breach coverage and so much more. Our 60 years of experience in the retail business insurance arena has prepared us to help you with any of you specific needs.
Get in touch with one of our advisors today, we would love to hear from you!